I always see those ads on tv for class-action settlements. Get your part of the $180 million dollar settlement. If you’ve been exposed to asbestos. Or have had a heart attack after taking an ED pill. Or have had a loved one die after they took the newest birth control. They all seemed to be health issues. They all aired on day time television. Stories of a night student and SAHM mom.
So I never put much thought into getting involved. Mostly because I had no reason to. Then this year, we’ve already received three notices about suits we could be involved in if we wish. We’ve opted both yes and no.
1. Former Employer
A company I used to work for is being sued by its employees. For not paying them for time that they worked. Pretty much we’d clock out and then drive to the bank. Or go shopping for decorations for our store and not get reimbursed for the time. Or buy donuts for a store meeting and not be compensated for our time at the bakery. Or do all of the company’s advertising on our own time because they did nothing at the corporate level, but each store’s numbers determined how much you’d get paid. Again, you were not compensated for your time. If we had been salaried, it would have been a much different story.
I opted out of this one simply by taking no action. While I agree that the company treated its employees like crap, I just don’t feel like going to the old store, printing out my old time cards, and adding up all those minutes I worked. I also liked the people I worked with on a local level for the most part, and don’t want to offend them. I don’t think it would be enough money to be worth my time. And the company’s being stubborn, so there’s not even a settlement yet. There may never be one. Too much of a headache for me.
2. Credit Card
One of the boyfriend’s past creditors had some type of protection plan on it that he paid extra for. It sucked. There would always be fraudulent charges on the card. So he paid it off quick so he wouldn’t have to deal with it anymore. Apparently, he wasn’t the only one with that problem. This one has reached a settlement, and we still have a little bit of time to decide.
I think we’ll take advantage of this one. It’s only $15 or something, but I feel like he deserves it.
I had issues with buyer’s remorse and groupon a while back. The timelines to use those deals are usually pretty short, but my issue was that the deal wasn’t even really that great. Anyways, Groupon’s been sued because their expiration dates violate some type of law, and they’re settling by either giving you longer to use the groupon past its expiration date or, if the vendor it was to is now out of business, they’ll give you your money back.
The deadline for this one July 27 from what I can tell. We won’t be cashing in because all the ones I purchased have been used. But this is open to anyone who’s purchased a discount within certain dates (I believe ending in Dec 2011,) so if you have vouchers that you didn’t get to use, I’d check it out.
I have some concerns about cashing in on a settlement like these. The first is that, while all the cases are legit (I’ve looked them up,) how easy would it be for someone to write up something that looks like a legal document that will give me money, get me to mail in my personal information, and then run and commit identity theft? It’s the reason I’m not posting the groupon settlement’s website. I don’t know how to ensure it’s not just a scam site.
Does anyone have any advice on how to tell if your notification/the contact information they send you is legit? Have you ever gotten involved in a class action law suit?