Things to Think About

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Money is complex. As much as we like to think it’s simply about math–dollar and cents–it’s really about so much more.

Behavioral Finance

Historically, our economic models have centered around a rational model. That model depends on the fact that all human beings will act on their best economic interests at all times.

We know this isn’t the way things play out in real life.

Humans tend to react emotionally rather than rationally. Our finances are not immune to this behavior.

Behavioral finance looks at money through the lens of what we actually do rather than what we would do if we always acted in our own self-interest after running the numbers. Because let’s be honest–the vast majority of the populace doesn’t bust out their calculator before busting out their credit card.

Money vs Morals

This guy named Jesus once said it’s easier to get a camel through the eye of a needle than it is for a rich man to get into heaven.

Some people say that “Needle” was the name of a gate in Jerusalem. It was difficult to get through, but it could be done if you unpacked the camel.

Other historians argue that the gate that was the Needle did not exist in Christ’s time.

The point is not to give you a history or religious lesson. We claim no religious priority or superiority here. Rather, the point is that people have recognized for a decently long time that money can corrupt. It can motivate us to do things against our moral standards as we use logic to legitimize greed and blind judgement of our fellow human beings–especially when they are less privileged than we are.

I’m super interested in this topic. I think it’s an important one to remain cognizant of as we build our own personal wealths, so we explore it frequently on Femme Frugality.

Intersectional Women’s Finances

When you’re a woman, you’re disadvantaged financially, and no one’s giving you a handicap. While things have improved significantly for women economically in the past centuries, they are not yet equal.

This is especially true for women of traditionally marginalized populations, which is why Femme Frugality runs an on-going series on Intersectional Women’s Finances.

Thinking Deeply About Money

If you want to think about money beyond the surface level, you’ve come to the right place. Check out our archives, which will help you delve a little bit deeper:

dollar bills sitting on a white backgroud. some of the bills are folded in half.

4 Stats About Women & Money at Work

As of the most recent Census data, women still are earning just 82 cents for every dollar men earn, and the gap is expected to close by 2070.

Towel, lit candle, tan towel and pink flowers all sit on a white table.

Socially-Distant Spa Days for Valentine’s Day

We're becoming pros at adapting our holiday traditions to the coronavirus. Here's how to gift a Valentine's spa day without going to the spa.

Woman's hands holding a bunch of $100 bills fanned out.

Ways to Trick Yourself into Spending Less

It can be hard to save money, especially if your autopilot is set to 'spend.' Here are some practical ways to override that autopilot.

The shadow sillohettes of a girl and boy crossing a crosswalk. The way the photo is shot, it lookslike the girl's and boy's bodies are upside down while the shadow are upright.

Recognizing Reverse Psychology in Advertising

Advertisers can manipulate you into making a purchase using reverse psychology. Here's how to recognize it so you can make smart purchases.

Picture of a hard, plastic brain in a blue room. The brain is lit up mostly red with one section near the back lit up green.

What Neuroscience Says About Making Financial Decisions

What's the best way to make a financial decision? Neuroscience indicates that the best route is to seek a little outside help.

Want more things to contemplate? Femme Frugality goes way deep on the regular. Click the ‘Older Posts’ button above to see more.

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