Therapy Options that Won’t Break the Bank

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Who couldn’t benefit from a few therapy sessions in 2020?

It’s been a challenging year for most people. We started off an election year quickly with the COVID-19 pandemic, and not long after began experiencing additional trauma and anxiety over racial injustice around the country.

The headlines alone are enough to cause many people’s anxiety to shoot up, but it doesn’t end there.

Many are facing financial challenges from lost jobs, health challenges during a worldwide pandemic, and loneliness or depression due to social isolation. It’s fair to say that it’s been a rough year all around.

Getting professional help from a licensed therapist might sound like just what you need. But one of the main obstacles that stands in the way of people seeking help is the cost. Therapy tends to come at a high price that many insurances don’t really cover.

So, what are you supposed to do?

Affordable online therapy

If you’re working hard to stick to that budget and keep your finances in order, therapy might feel like it’s out of your reach. But BetterHelp might be just the solution that you’re looking for.

BetterHelp provides online therapy from licensed professionals. And it’s more affordable than many private practice therapy practices.

You can pay a set monthly price and have access to therapy sessions with the therapist you’re match with via:

  • Video.
  • Phone.
  • Chat.
  • Messaging.

The best part is that you can do it all from the comfort of your home. Not only does this make it easier to squeeze appointments into your busy schedule, but it also stops you from needing to go out at a time when people are being encouraged to stay home.

Who can online therapy help?

Online therapy can be a great option for you if you’re struggling with things like:

It’s an effective option for many people. However, if you’ve been diagnosed with a severe mental health disorder, are hurting yourself, or find yourself in a crisis or emergency situation, online therapy isn’t the right fit for the moment. In these cases, you should seek care and treatment in person.

If you are interested in exploring your options with BetterHelp, you can learn more here

Other options for affordable therapy

Online therapy isn’t the only option that you have if you’re looking for affordable ways to address your mental wellness. Here are some other options.

Check with your insurance company

If you have health insurance, there are instances where your insurance will cover therapy. However, this likely comes with restrictions and it’s important for you to understand what is actually covered.

Some insurance companies will cover a certain number of sessions while others will only cover if you’ve been diagnosed with a mental health disorder. However, if you have health insurance, it’s well worth the time of making a call or jumping online to explore your coverage options.

Find a support group

If you’re struggling with a specific challenge, you may benefit from joining a support group. Traditionally, these types of groups were held in person. But many began providing virtual options this year when the COVID-19 hit.

These groups can cover a wide range of challenges from anger management and anxiety to grief support. Some groups are led by licensed therapists and others are put on by local nonprofits and even religious organizations like churches.

To find a group in your area, you can begin with a simple online search such as “support group for [fill in topic]”.

Talk to a religious leader

If you attend a church or are involved with another type of religious organization, you may have access to counseling through your connection. Some churches have groups to help with grief support or addiction. Or your pastor may offer counseling sessions for a free or reduced price.

It’s important when pursuing these options to remember that it’s likely the person that you’re working with won’t be a licensed mental health professional, although they may have some type of counseling training.

DIY ways to address mental health challenges

While this is not a replacement for professional therapy, there are some things that you can do at home to supplement help that you’re receiving. Some of these things include:

  • Meditation – Learning to meditate can help you work towards overcoming things like anxiety and depression. It can also help you process difficult emotions that you may be experiencing.
  • Exercise – Getting in physical activity on a regular basis can help boost your mood and relieve stress.
  • Getting enough sleep – Lack of sleep or too much sleep can have an impact on your mental health. Work on getting 7-9 hours of sleep each night by creating and maintaining a sleep schedule.
  • Journaling – Writing in a journal can help you process your thoughts and emotions to deal with them in a healthy way.
  • Connect with a support system – Spending time talking to trusted friends and family members can help boost your mood and take your mind off of your stress or anxiety.

Remember, 2020 has been a rough year on everyone. There is no shame in getting help when you need it.

It doesn’t have to break the bank, either.

Marie Miguel has been a writing and research expert for nearly a decade, covering a variety of health- related topics. Currently, she is contributing to the expansion and growth of a free online mental health resource with With an interest and dedication to addressing stigmas associated with mental health, she continues to specifically target subjects related to anxiety and depression.

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