Things to Think About

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Money is complex. As much as we like to think it’s simply about math–dollar and cents–it’s really about so much more.

Behavioral Finance

Historically, our economic models have centered around a rational model. That model depends on the fact that all human beings will act on their best economic interests at all times.

We know this isn’t the way things play out in real life.

Humans tend to react emotionally rather than rationally. Our finances are not immune to this behavior.

Behavioral finance looks at money through the lens of what we actually do rather than what we would do if we always acted in our own self-interest after running the numbers. Because let’s be honest–the vast majority of the populace doesn’t bust out their calculator before busting out their credit card.

Money vs Morals

This guy named Jesus once said it’s easier to get a camel through the eye of a needle than it is for a rich man to get into heaven.

Some people say that “Needle” was the name of a gate in Jerusalem. It was difficult to get through, but it could be done if you unpacked the camel.

Other historians argue that the gate that was the Needle did not exist in Christ’s time.

The point is not to give you a history or religious lesson. We claim no religious priority or superiority here. Rather, the point is that people have recognized for a decently long time that money can corrupt. It can motivate us to do things against our moral standards as we use logic to legitimize greed and blind judgement of our fellow human beings–especially when they are less privileged than we are.

I’m super interested in this topic. I think it’s an important one to remain cognizant of as we build our own personal wealths, so we explore it frequently on Femme Frugality.

Intersectional Women’s Finances

When you’re a woman, you’re disadvantaged financially, and no one’s giving you a handicap. While things have improved significantly for women economically in the past centuries, they are not yet equal.

This is especially true for women of traditionally marginalized populations, which is why Femme Frugality runs an on-going series on Intersectional Women’s Finances.

Thinking Deeply About Money

If you want to think about money beyond the surface level, you’ve come to the right place. Check out our archives, which will help you delve a little bit deeper:

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A Very Feminist Gift Guide

Perfect gifts for the feminist on your list--all for under $25. She won't even guess that these amazing presents were frugal on your wallet!

Image of a woman celebrating her birthday by herself with cupcakes and a party hat. Text reads 'Celebrating 11 years with 11 happy things femmefrugality.com'

Celebrating 11 Years with 11 Good Things

This year has been a steaming hot pile of garbage. And yet, there are still things to celebrate and be grateful for.

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I’m a Black Disabled Woman. My Identity Has Been Stolen More Than 6 Times During the Pandemic.

You know how there's been A LOT of identity theft happening during the pandemic? For disabled communities of color, the impacts can be far more devastating. Here are some steps you can take if you've had your identity stolen.

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Where to Give this #GivingTuesday

In the US, we are all living on stolen lands. This Giving Tuesday, here are some places where you can give as an attempt -- albeit small and insufficient -- at reparations.

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How Your ACE Score Affects Your Money Habits

Our past can unconsciously influence our decisions. Paying attention to behavior patterns with money can help create reflective money habits.

Want more things to contemplate? Femme Frugality goes way deep on the regular. Click the ‘Older Posts’ button above to see more.

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