A few weeks ago, The Plutus Awards asked this question on Twitter:

What do you do when difficulties enter your life and you can no longer bring in any income?

It’s a tough one to answer, partially because there really aren’t any great answers.

But let’s give it a shot.

We’ve all learned a lot about ourselves this year.

If one of the things you’ve learned is that your money’s a mess, don’t worry.

You’re not alone.

These money journals can help.