If the world is ending, is it time to rack up your credit cards?

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3759: Mayan Calendar
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Prepare to enter the paranoid inner ramblings of my brain.

In exactly six months, the world is set to end according to the Mayan calendar.  I’m freaking the heck out.  When I first learned about this, the year was 2004.  I figured I had plenty of time to prepare and do everything I wanted to.  Eight years seemed like a long time.

Six months isn’t.  For a while I allowed myself to pretend like I didn’t believe it.  Like it wasn’t going to happen at all.  I was reassured when the news report came out saying they had found some stone or something that calculated time beyond December 21, 2012.  Then a sudden realization dawned on me.

Of course time is going to continue after Armageddon.  It’s entirely egocentric to think that just because the human race is decimated or crippled that time will cease to be.  The Mayan calendar ends on a long count cycle.  They’re about 5,000 years long.  At the end of every cycle, there is some catastrophic event and then a following rebirth of the earth.

The last event, if I’m remembering from my readings correctly, was a monumental flood.  Sound familiar to you?  Probably, because almost every culture ever has a story about a great flood and a couple who survived it to repopulate the earth.  This next long count cycle is supposed to end in a rain of fire.  That also sounded familiar to me, as the same prophecy is made in the Bible.  Nostradamus made a similar prediction.  (But that man made a lot of predictions…some of them were bound to be correct.)  Washington had a dream about three wars in the Americas…one he knew:  the revolutionary war.  The next was described as what we now know as the Civil War.  The last people were walking around burning.  If you know of fire ending the world in any other cultures, I’d love to hear about it, though it will fuel my paranoia even further.

I really don’t want the world to end.  I enjoy living this life and am not at a spiritual place yet where I am able to let go of the physical.  I love my family.  That’s the biggest thing.  I don’t want that to stop existing.

So if the world does end, how will you spend your last six months?

Eat, Drink, and be Merry for Tomorrow We Die
I imagine if you are certain the world will end, you may fall into this category.  Usually this mantra is prescribe to wicked sinners, but really, you don’t have to be a drunk glutton for the concept to apply to you. Will you be racking up your credit cards so that you can have all the fun you can while you’re around?  Scratch off some major things on your bucket list?  Travel to see those things you never have before?  Buy awesome clothes?  Eat at lavish restaurants?  If the world ends, it’s not like your credit score is going to matter one bit.  So why not have fun while it lasts?

Stock Up on Survivalist Gear
This is what I’m leaning towards.  If I’m sure the world is going to end.  Which I haven’t decided yet.  Drain savings accounts and max out credit cards to buy books telling me how to live in a post apocalyptic world, weapons, canned food, seeds, some type of water filtration system, tents, hard core blankets and clothing, radios, generators, tents, candles…the list goes on.  I don’t know why I’m inclined to think that if everything is lit on fire, somehow I will survive.  Maybe I just have to hold on to a little sliver of hope.  Maybe I should instead learn to let go of the material or strengthen my faith in the spiritual.  Until then I’ll be planning my purchases like the Japanese (who apparently are all into survivalist gear in their post-tsunami mind state, bless them.)

If the World Doesn’t End, You’re Screwed

Let’s say you’re 100% sure we won’t be here on December 22.  And then you wake up and it’s three days till Christmas.  UH-OH!  You were wrong.  Don’t feel too bad.  We’re all wrong sometimes.  But if you did either of the above mentioned things, you’re in big trouble now.  You have no savings, tons of debt, and probably no gifts to put under the tree.  (Although I do know some people who are celebrating Christmas early this year so they actually get to celebrate it.)  Maybe that’s enough of a reason to convince yourself that nothing’s going to happen.  Even if you’re sure that it is.  Live your life like you’d live your life anyways, because if it starts raining fire, there’s not a whole lot you can do about it.  But if it doesn’t, you’ll still have some semblance of a bank account.  Which will allow you to live the rest of your life as happily as you would have if you didn’t buy into ancient prophecies/astronomy.

I’m not Advocating Any of This
I have a disclaimer for the site, but this post feels like it calls for an additional one.  I do not know if the world will end.  This is pure speculation from someone who has read a lot of science/fringe science on the matter; not an expert.  You cannot hold me accountable either way.  In addition, I am in no way a financial adviser.  If you’re looking for personal financial advice, about the end of the world or otherwise, you should seek out a professional.

14 thoughts on “If the world is ending, is it time to rack up your credit cards?

  1. financialconfessionsofaformerbrat

    Let me calm you fears by saying that when the Mayans did that calendar, leap years weren’t accounted for. When you add leap year days, we’re halfway into 2013. Just saying! You have some great points though, everyone should have some survival gear no matter what in case of emergencies.

  2. Daisy @ Add Vodka

    People are crazy, haha. The world won’t end for a long while. I do agree with the commentor above me – it’s a great idea to have some emergency provisions just in case something DOES happen!

  3. Michelle

    Don’t worry…the world isn’t going to end. I am looking forward to all the crazy people running around, though! Um, not really. I’m looking forward to staying in that entire week, because I have a bona fide phobia of crazy people.

  4. Katie

    I have let the thought creep into my mind a couple times, but I don’t think the world will come to an end. (But who knows really?) Think about the year 2000 when everyone went out and stocked up on all kinds of stuff -water, canned food, flash lights, survival gear- thinking that computers were going to crash when they hit the year 2000. Nothing happened. And I bet there were quite a few people who ended up wasting money on stuff they didn’t actually need.

    It is pretty scary to think about though.

  5. canadianbudgetbinder

    I don’t think I’ve given much thought to what I would do if I knew the world would end. I have read stories about people preparing for this day. I’m not sure I could live my life like that. I’d rather simply be gone and live life to the fullest now.

  6. jlcollinsnh

    Relax. The world is not going to end. Not this year or next or anytime on our watch. Thinking it will is hubris.

    For any who doubt this, I offer a wager: everything of mine against everything of yours. You pick the day and time of the world’s end. If it does, you win and keep everything. If not, I get it all.

  7. femmefrugality

    Thank you all for quelling my fears! :p I’m not too worried at this point; more of a thought experiment. If I allowed myself to believe it completely (which my brain is completely capable of,) I wouldn’t be able to live functionally. Which would be completely counterproductive anyways.

  8. ERIKA

    I’m thought about this all the time! I keep thinking…but my life is just getting better! However, I am going to keep doing what I’m doing no matter what. I like normalcy. If the world really was ending, there would never be any proof. How could we really believe anyone? There have been so many people to come out and make predictions, like in 2000. All of my friends kept saying “see you in heaven!” – I held my breath when it struck midnight and I breathed a sigh of relief. Hoping to feel the same this year LOL.

  9. femmefrugality

    Haha Y2K. I do remember it. In fact, one of my survivalist books is written about how to survive Y2K (published in 1999, stolen from my parent’s bookshelf.) They weren’t too worried, they just figured it would be good to have on hand just in case. Most of the survivalist tips are still relevant. I guess nature without technology isn’t really too much of a changing beast. (At least not over 12 years.)

  10. Michelle

    My oldest was born in 2000, and my mom bought him all kinds of stupid bibs and shirts that say things like “Y2K bug” with pictures of bugs, and “Born In The Year 2000!…I made it!” Eye roll!!!! I still put the bibs on my daughter when I think no one’s going to stop by and see her.


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