Family Finance

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Raising kids is expensive. From Day One, you have to feed them, clothe them, educate them, and provide them shelter. If you’re lucky, you also feel obligated to provide them with entertainment.

Fortunately, there are ways to do all of these things without eating cat food in your retirement.

Family Finance as You Get Ready for Baby

Surprisingly enough, you don’t need everything that’s marketed to you as a new parent. Your child will need something to eat, somewhere to sleep, and something to keep them warm. Aside from love, they’ll need surprisingly little else.

Of course, if you do want to provide things like toys, we’ve got you covered with ways to save on those, too.

Family Finances with Young Children

When babies turn into kids, you have a whole other set of challenges. Not only do you have to provide for them, but you also have to educate them. That includes making sure they grow up to be good people, taking the time away from work to sit down and help with homework, and making sure they grasp the basics of financial literacy from the youngest of ages.

You may also want to ensure you have a plan together for their future. While you should definitely save for your own retirement first, you should also start planning college savings if possible. If you can’t adequately save for your own retirement and their education, you’ll want to do what you can to make sure they’re aware of scholarships–and what they’ll need to do to qualify for them.

Family Finances with Older Children

We’re going to be straight with you here: we don’t have teens yet. We’d love to hear from you about your frugal tips for raising teens.

In the meantime, we do have a lot of tips as you get ready to send your child off to school.

Family Finance with Special Needs Children

Femme Frugality also provides coverage on the unique needs of families with special needs children–especially those with autism.


Whatever stage your family is in, be sure to check out our Family Finance archives.

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6 Ways to Save on Life Insurance for Women

Life insurance is super important for women, but we tend to take out policies less often than men. Here's why that should change, and how you can save money on your policy.

Green square with pink and green decorative dots. Picture of nonbinary individual. Text reads "Mom Autism Money Episode 3 Teaching Boundary-Setting Skills to Autistic Children with Morenike Giwa Onaiwu"

Let’s talk trusts, boundaries and scams.

Check out the latest episodes of Mom Autism Money, along with some great money tips for everyone -- Autistic or not!

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6 Budgeting Considerations for Families

Raising children is expensive. Make sure your family budget is on point with these tips.

It’s launch day!

Today’s the day! The very first episode of Mom Autism Money launched today! In it, we sit down with Paul Curley, CFA to discuss ABLE Accounts. We cover things like: Using an ABLE account to shelter your savings from asset tests. Tax benefits to opening an ABLE account. The ABLE to Work Act. 529 rollovers. Continue Reading »

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10 Years & An Announcement

Femme Frugality turns 10 years old! And has a big announcement for a new personal finance project. Read more here.

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