Family Finance

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Raising kids is expensive. From Day One, you have to feed them, clothe them, educate them, and provide them shelter. If you’re lucky, you also feel obligated to provide them with entertainment.

Fortunately, there are ways to do all of these things without eating cat food in your retirement.

Family Finance as You Get Ready for Baby

Surprisingly enough, you don’t need everything that’s marketed to you as a new parent. Your child will need something to eat, somewhere to sleep, and something to keep them warm. Aside from love, they’ll need surprisingly little else.

Of course, if you do want to provide things like toys, we’ve got you covered with ways to save on those, too.

Family Finances with Young Children

When babies turn into kids, you have a whole other set of challenges. Not only do you have to provide for them, but you also have to educate them. That includes making sure they grow up to be good people, taking the time away from work to sit down and help with homework, and making sure they grasp the basics of financial literacy from the youngest of ages.

You may also want to ensure you have a plan together for their future. While you should definitely save for your own retirement first, you should also start planning college savings if possible. If you can’t adequately save for your own retirement and their education, you’ll want to do what you can to make sure they’re aware of scholarships–and what they’ll need to do to qualify for them.

Family Finances with Older Children

We’re going to be straight with you here: we don’t have teens yet. We’d love to hear from you about your frugal tips for raising teens.

In the meantime, we do have a lot of tips as you get ready to send your child off to school.

Family Finance with Special Needs Children

Femme Frugality also provides coverage on the unique needs of families with special needs children–especially those with autism.


Whatever stage your family is in, be sure to check out our Family Finance archives.

How to Get Free Tickets to the Mamas Talk Money Summit

Learn how to manage your family finances, how those finances change when you have a special needs child, how to get paid more at work, & more! All for free!

mom holding up baby as she walks forward.

Easy Peasy Low-Cost Life Insurance

Looking for low-cost term life insurance that won't require a blood draw? Then check out this online platform and apply in less than 10 minutes!

Brynne Conroy speaking at FinCon19 in Washington, D.C.

Happy News from the Land of Femme Frugality

Catch Femme Frugality book signings, speaking events, award nominations and more. Home of The Feminist FInancial Handbook.

Man and woman sitting at a table at an outdoor restaurant, unhappily having an intense discussion.

How I Got Divorced with Kids for $800

Getting divorced in Pennsylvania can be as cheap as $800 under the right circumstances--even with kids. Find out how I did it.

Children, Medicaid & Autism: State-by-State Guide

Healthcare is the biggest cost of autism. Find out how to get your child covered by Medicaid--even if you make a lot of money.

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