Raising kids is expensive. From Day One, you have to feed them, clothe them, educate them, and provide them shelter. If you’re lucky, you also feel obligated to provide them with entertainment.
Fortunately, there are ways to do all of these things without eating cat food in your retirement.
Family Finance as You Get Ready for Baby
Surprisingly enough, you don’t need everything that’s marketed to you as a new parent. Your child will need something to eat, somewhere to sleep, and something to keep them warm. Aside from love, they’ll need surprisingly little else.
Of course, if you do want to provide things like toys, we’ve got you covered with ways to save on those, too.
Family Finances with Young Children
When babies turn into kids, you have a whole other set of challenges. Not only do you have to provide for them, but you also have to educate them. That includes making sure they grow up to be good people, taking the time away from work to sit down and help with homework, and making sure they grasp the basics of financial literacy from the youngest of ages.
You may also want to ensure you have a plan together for their future. While you should definitely save for your own retirement first, you should also start planning college savings if possible. If you can’t adequately save for your own retirement and their education, you’ll want to do what you can to make sure they’re aware of scholarships–and what they’ll need to do to qualify for them.
Family Finances with Older Children
We’re going to be straight with you here: we don’t have teens yet. We’d love to hear from you about your frugal tips for raising teens.
In the meantime, we do have a lot of tips as you get ready to send your child off to school.
Family Finance with Special Needs Children
Femme Frugality also provides coverage on the unique needs of families with special needs children–especially those with autism.
This post is brought to you and contributed by an outside writer. Every parent can attest that babies are expensive, but their cute smiles and big hugs make the money struggle all worth it. Whether you are a single-parent household or you have a partner, there are some questions you need to ask before welcoming Continue Reading »
This post is brought to you and contributed by an outside writer. Planning a trip for the whole family can be a bit of a daunting task that requires a lot of patience. It first starts with resorts booking. So, to make your trip budget-friendly, you can plan your family accommodations with Norwalk Inn. Imagine Continue Reading »
Learn how to manage your family finances, how those finances change when you have a special needs child, how to get paid more at work, & more! All for free!
Looking for low-cost term life insurance that won't require a blood draw? Then check out this online platform and apply in less than 10 minutes!
Catch Femme Frugality book signings, speaking events, award nominations and more. Home of The Feminist FInancial Handbook.
Want more info on Family Finance? Click the ‘Older Posts’ button above to see more.