Family Finance

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Raising kids is expensive. From Day One, you have to feed them, clothe them, educate them, and provide them shelter. If you’re lucky, you also feel obligated to provide them with entertainment.

Fortunately, there are ways to do all of these things without eating cat food in your retirement.

Family Finance as You Get Ready for Baby

Surprisingly enough, you don’t need everything that’s marketed to you as a new parent. Your child will need something to eat, somewhere to sleep, and something to keep them warm. Aside from love, they’ll need surprisingly little else.

Of course, if you do want to provide things like toys, we’ve got you covered with ways to save on those, too.

Family Finances with Young Children

When babies turn into kids, you have a whole other set of challenges. Not only do you have to provide for them, but you also have to educate them. That includes making sure they grow up to be good people, taking the time away from work to sit down and help with homework, and making sure they grasp the basics of financial literacy from the youngest of ages.

You may also want to ensure you have a plan together for their future. While you should definitely save for your own retirement first, you should also start planning college savings if possible. If you can’t adequately save for your own retirement and their education, you’ll want to do what you can to make sure they’re aware of scholarships–and what they’ll need to do to qualify for them.

Family Finances with Older Children

We’re going to be straight with you here: we don’t have teens yet. We’d love to hear from you about your frugal tips for raising teens.

In the meantime, we do have a lot of tips as you get ready to send your child off to school.

Family Finance with Special Needs Children

Femme Frugality also provides coverage on the unique needs of families with special needs children–especially those with autism.


Whatever stage your family is in, be sure to check out our Family Finance archives.

Some state's Medicaid programs cover diapers for kids with disabilities.

5 Surprising Things Health Insurance Covers

Diapers, gym memberships, massages, hot tubs & more. Check your policy to make sure you're getting the things you didn't know your health insurance covered.

Father’s Day Gifts for Sports Fans Under $20

On a budget and don't know what to get dad? Check out this gift guide where everything is under $20. You're sure to find something he'll love.

Pandemic Money Hacks

Money hacks that can be applied in many US communities, but are especially pertinent to families in Pennsylvania trying to navigate the pandemic safely.

Survivalist Father’s Day Gifts Under $50

Is Dad into survivalist gear thanks to the ongoing pandemic? Make his father's day with these gifts that will actually fit your corona budget.

stemless wine glass that reads "Grandma shark needs a drink do - do - do - do" with an outline of a shark and bubbles.

Quarantine Mother’s Day Gifts for Grandma

Mother's Day 2020 is going to be just a little bit different. Here's how to celebrate with your mom, even when you can't see her. Gifts and all.

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