I don’t know if you’ve heard, but college is expensive these days.
Fortunately, there are tons of ways to save on this major life expense. There are even ways to go to college debt-free.
Your first line of defense should be grants. On Femme Frugality, we talk a lot about grants available through the state and Federal governments. Grants are free money you’ll never have to pay back. They’re paid directly to your school, and in some cases are refundable. That means if you have more grants than you do tuition, you’ll be able to put some money in your pocket.
After you’ve applied for all available grants, it’s time to apply for scholarships. Femme Frugality covers how you can find these in obvious places, like financial aid offices and major scholarship websites, as well as less obvious places, like that organization for people who are left-handed or had a great-great-great grandfather who served in the Union army during the Civil War.
There really are scholarships for the oddest of things, which means that if you search hard enough, there’s most definitely a scholarship for you.
We also cover how to apply for these scholarships, and improve your odds of being awarded through great essay writing.
Student loans are an absolute last line of defense. We highly advocate pursuing other routes in order to avoid them.
But if you can’t, and you decide that your college education will provide you with an adequate return on investment, you’ll also be able to find content that helps you navigate your way through the payoff process.
Day-to-Day Budgeting While at College
College money looks different from non-college money. While budgeting, you have to account for out-of-this-world expensive books, dining options and a social life that will build a meaningful network after graduation. We recognize these challenges, and address them regularly.
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Handling money for the first time as a college student? Find out how to save it with The Student's Guide to Being Frugal.
Check out student loan repayment programs specific to your state, occupation or some combination of both! Includes cancellation, forgiveness and deferment.
Deep in student loan debt? Move to one of these cities that will pay your student loans for you. Programs pay up to $20,000 worth of debt.
Struggling with student expenses? You may be able to get free textbooks by applying for a special allowance. Read this article to find out how.
Want more college money tips? Femme Frugality is a fountain of knowledge when it comes to college finances. Click the ‘Older Posts’ button above to see more.