Category Archives: Ways to Make Money

5 Ways to DIY Custom T-Shirts with Style

This post is brought to you and written by an outside writer.

Woman sitting at a bar with her back to the camera. It's modern day, but she's wearing 80s style jeans with a white shirt tucked in. On the back of her shirt is blue and orange checkered text reading 'Choose Love'.

The days of summer are upon us, and it is time to break out your old t-shirts and add a shirt or two to the mix. According to Printful T-shirts, there are a few different ways to customize old shirts and create new ones. You can do this at home with a few things from a craft store or go online to create digital designs.

These five ideas can add style to your summer wardrobe without doing too much damage to your wallet.

1. Stamping Techniques

You can revitalize an old t-shirt by using a stamper to put a design on the shirt. Designers make these stampers out of material that they have lying around. You can use an eraser or even an old take-out box.

The steps are easy:

  1. Draw your design on the stamper material with a pencil.
  2. Cut around the design with an X-Acto knife. Now you have your stamper.
  3. Apply acrylic paint to your stamper.
  4. Press the stamper onto your shirt.
  5. Let the shirt dry for 72 hours.
  6. Iron the shirt on low heat.

A design made with a stamper won’t last forever, but it is a fun way to liven up your wardrobe.

2. Paint Directly on a Shirt

If you have a steady hand and plenty of artistic skill, you can always draw a design right onto your shirt with acrylic paint. Be sure to put your shirt on an ironing board. You may want to sketch out what you are drawing first. It is best to stick to a very simple design when you do things this way. You could also buy several cheap shirts in case you make a mistake.

Once you have painted the shirt, let it dry for at least 24 hours. Seal the paint with an iron on low heat. Keep the iron moving so it does not burn.

3. Use an On-Demand Printer

One of the best ways to custom-design your shirt is to use an online on-demand printer. All you have to do is visit the printer’s website and upload your original design. They will print it on the t-shirt of your choosing. They will send it out to you right away,

Although on-demand printing may cost a little more than paint, the shirts can save you from artistic failure and last a long time.

4. Embroider the Collar or Bottom of a Shirt

The very best on-demand printers will offer an embroidery option. They will have a state-of-the-art sewing machine that applies flawless stitches to the article of clothing of your choice. You can give a plain black t-shirt a major upgrade by adding flowers to the lapel, collar, or bottom of a shirt.

5. Make a Humorous Shirt

Some of the most popular t-shirts in history have been funny ones. Whether you use paint or print, funny shirts are always a big hit. You can use your favorite humorous movie quote or show the world your sharp wit on a shirt.

A few original shirts will add flare to any wardrobe. If enough people give you compliments, you may want to start selling your shirts. (<– Side hustle alert!)

 

How I’m Fighting Inflation

As of writing, the latest inflation numbers put us at 7.1%.

That’s down from the pandemic peak of 9.1% in June of 2022.

When I first started this blog, we were three-and-a-half years out from the initial start of the Great Recession.

Frugality was all the rage. A lot of the Millennial ‘influencers’ you see around got their start writing about how the heck to scrimp by under the adverse circumstances of our youth.

I’m not thrilled that we’re here again. It was always inevitable that we would end up back here eventually, but the circumstances this time are pretty frustrating.

Woman punching towards the camera with pink hand wraps on. Fist is in focus. Woman's face isn't.

How I’ve Been Combating Inflation

As inflation has risen, I’ve changed up the ways I do things to try to assert power over what could very quickly spiral into budgetary devastation.

So here’s what I’ve been doing. I hope it inspires you to pursue creative ways to give yourself some wiggle room, too.

 

Went the Summer with no AC in my car: $750

Right in time for summer, the AC went out in my car.

I was hoping it would be a simple fix. But after taking it to the mechanic, I learned it wasn’t.

There were cracks and canisters and labor — the price of which had recently gone up thanks to rising inflation.

Going through with the fix would cost me $750.

I decided to keep that money in my bank account instead.

My hair resented me for it.

But I didn’t really care.

IT WAS $750.

 

Took advantage of checking account bonuses: $700

I had a few payments come in from new clients this year. Before I got those initial ACH deposits, I researched bank account bonuses.

Good checking account bonuses are a few to several hundred dollars. The requirements to earn the bonus tend to come with:

  • ACH deposit requirements. Occasionally you’ll run into one that lets you do transfers to qualify, but it’s not as common for checking accounts.
  • Debit card transaction requirements. Not all bonuses comes with these, but when they do, you’re usually getting something like $2 for each debit card transaction.
  • Time requirements. Usually these deposits or transactions have to happen within 30, 60, or 90 days of opening the account.

I also did one savings account this way. Even with Fed rate hikes, I’m still likely to earn more money through a high savings account signup bonus than I am through interest — even with rates above 3%. I ended up getting the high rates and the bonus, so that was a win.

This worked with the way I have my money allocated. Yours may look different.

 

Lowered my internet bill: $360/year

I filled out the super easy application for the Affordable Connectivity Program and started saving $30/month on my internet bill.

Legit! It took less than 48 hours to apply — and that was over a weekend.

You can qualify for this program based on income. And income limits are higher than you may think.

But income is not the only way to qualify. Check out all the ways you can qualify to start getting $30+ off your internet bill, too, with the Affordable Connectivity Program.

PRO TIP: On top of the ACP, make sure you’re negotiating your internet bill every time your contract renews. It’ll save you even more money.

 

Went through my online subscriptions with a fine-tooth comb: $360/year (so far)

It is super important to go through your checking account and credit card statements every month for so many reasons.

One of those reasons is to make sure you’re cancelling any auto-renew subscriptions you’re not actually actively using.

A lot of times we forget about these subscriptions while the company keeps billing us in the background. But staying aware of all your charges is a great way to remind yourself where you can cut expenses.

This was especially important to me since the pandemic started. In 2020 and 2021, I had allowed myself to spend a little bit more on these subscriptions. After all, we weren’t really spending money on entertainment elsewhere.

 

Taken advantage of free Covid tests through insurance: At least $800

We still take COVID-19 seriously in our house, so we go through a lot of tests. Especially on those occasions where we decide it is safe to socialize with others.

We get our Covid tests free through insurance. I have no idea if or for how long this will continue. But for now, you can get up to 8 tests per month for free through private insurance, and 2 through Medicaid.

 

Booked Travel on Points: $1,000+

2022 was the first time I had traveled since before the pandemic. I had a lot of travel credits through various programs. Some of them could be renewed by making a purchase I was going to anyways through the reward program’s shopping portal.

Others were expiring for various reasons. So I used them. On work trips. On family trips.

And they saved me oodles of money. I got far more than $1,000-worth of accommodations for $0.

 

I am almost winning this battle against inflation.

If I take the numbers I was paying before the pandemic and account for inflation, it costs about $4,250 more to run my household on a bare-bones budget than it did back then.

The math is imperfect here. But that’s a very rough, probably underestimate.

My inflation-fighting measures saved me at least $4,000 last year. Though there is one trip I might not have taken if I hadn’t had expiring travel points on hand. So take that for what it’s worth.

Overall, I got pretty darn close to neutralizing inflation in 2022.

But that doesn’t mean it doesn’t feel like I’m getting KO’d by it every single day.

 

 

 

5 Business Ideas for Travelers

This post is brought to you and contributed by an outside writer.

woman wearing a mask sitting on the train watching out the window

Travel can lead to a memorable, adventurous life full of great events, activities, and acquaintances. But before you hop on a jet plane, you need to focus on the financial side to support your desired lifestyle.

Sure, travel can be cheap. In fact, you barely need much money to see the world.

But you need some financial stability to live comfortably, save, and take last-minute adventures. You need a solid business idea to support your dreams of traveling.

Fortunately, today people have plenty of options when it comes to remote jobs and international business activities. We have come up with five top business ideas that any traveler can try during their adventures. See what idea fits your life-work balance, skills, and travel ambitions.

NOTE: We are still living in a pandemic. Make sure you are following strict public health measures and think about the effects your travels have on others before visiting another part of the globe.

Event planner

Do you like to bring order to chaos? Do you have good organizational skills? Do you enjoy creating unforgettable experiences for absolute strangers?

Well, if the answers to these questions are “Yes!” then the travel event planning business may be just the thing for you.

This job is almost the same as any event planning gig. But this way, you help people organize their events abroad. You will help clients have their spectacular wedding days, flawless business weekends, or team-building weeks abroad. You get to deal with all the preparations, bookings, tickets, etc.

Moreover, a job requirement will be to those locations to make last-minute arrangements on the spot. Not a bad work ‘requirement’ to enjoy, is it?

Photographer

A photography business is tightly interconnected with travel experiences. Many photographers start traveling to pursue their drive for unique photos. Capturing rare scenes and breath-taking portraits and landscapes is all they think about.

Building a business based on your passion for photography and travel seems like a logical next step. You can create a great portfolio as a travel photographer and get paid by periodicals, websites, or private clients to take pictures of certain places and events. You can also have your own shows and exhibitions to sell your photos to a larger audience.

Travel agency/consultant

An adventurous, active traveler can use their knowledge of the world and the travel industry to their advantage. Tap into all your experience to become a travel consultant or even start your own travel agency.

There are only a few simple requirements to run a business like that. First, you should make sure you know the laws and regulations of your home country about starting a travel agency or becoming a partner in one.

Next, you need good communication skills, travel experience, and the desire to help people have the best vacations of their lives. Traveling is a basic requirement when running such a business. So, it’s a win-win situation.

Graphic Design

There are a ton of different ways start and run your graphic design business. First, of course, you need to become an expert in the field yourself. On average, it will require at least one to two years to complete basic design courses and build enough skills and experience in the field.

But even during this training period, you can work with clients, expand your portfolio, and build your professional network.

Overall, a graphic designer needs their own website or strong profile on freelance platforms to start their business. The rest will depend on your abilities, client base, and ambition. But this type of business will definitely allow you to travel the world. You just need a good laptop and Internet connection to complete your work.

Interpreter

As long as we have different cultures and languages around the world, we will need professional interpreters.

You’ll need to build a client base, work long hours (sometimes fitting different time zones,) perfect your language skills in narrow topics, search for your niche, etc. But all your hard work can really pay off in the end.

You can stay home and work with local agencies as an interpreter, or you can build a business as a traveling interpreter. Then you can offer your services to people and companies that do business abroad. A lot of these setups allow you to travel at the employers’ expense, do your job, and see new places.

Alternatively, you can use your language skills to translate documents at your home office after you become a certified translator. The remote work means you can travel whenever you want.

Final considerations

Finding remote work that allows you to travel isn’t as difficult as it used to be. The true challenge here is to find the work you are skilled at doing and feel passionate about.

Choose an area where you find the most joy and fulfillment. You can try freelancing, programming, or even becoming one of those unemployed professors who write academic texts for students for a living. (Just make sure you don’t employ your skills at a shady site, like Unemployed Professors.)

Overall, it’s totally possible to build a business where you’re completely remote and on the road with working hours that don’t feel like a chore.

How to Combine Traveling and Earning Money

This post is brought to you and contributed by an outside writer.

woman overlooking the ocean on a hotel balcony.Many travelers prefer to keep earning money even while they are abroad. In fact, it’s a common way to fund travel these days. After all, most jobs require only a laptop and some professional skills to find jobs remotely.

So let’s see how you can earn money while traveling the world without sacrificing in either domain.

NOTE: We are still living in a pandemic. Make sure you are following strict public health measures and think about the effects your travels have on others before visiting another part of the globe.

Think semi-passive income

When planning a trip, it’s smart to have a plan in place so you won’t drain your savings account. One way to do that is the build up streams of semi-passive income, freeing up more of your time for travel adventures.

There are many way to build passive or semi-passive income. You could rent properties and hire a property management company to run the day-to-day. If you’re wanting to create income from short-term rentals, you could create an Airbnb account or choose other platforms.

You can also rent out your car or other possessions while you’re away.

Another way to build semi-passive revenue is to create a digital product. You can create courses, upload photos or art to selling platforms, etc.

Become a digital nomad

The life of a digital nomad is an exciting one. But it’s not always as glorious as many want to
imagine it.

Yes, you get to travel across the globe, leave whenever you want, and earn money on the go. But you still gotta do the work, focus on your career, fulfill your commitments, and meet deadlines.

Sometimes, doing all of this while adjusting to a new culture can be challenging. But if you’re interested in the life of a digital nomad, it’s likely a challenge you’re up for. Here are some of the most popular professions among digital nomads.

Copywriting

Copywriters or content writers are in high demand right now. Their job is to write all the content for websites, social media pages, emails, newsletters, and so on.

It’s a demanding yet rewarding job. A writer will have to meet strict deadlines, follow instructions, and constantly expand their knowledge base within their niche.

But it’s a job you can do remotely while traveling, which is a great advantage.

Graphic design

Graphic design is another in-demand profession these days. People need graphic designers for a variety of tasks. These specialists can help businesses create beautiful sites, create posters for shows or Insta pages, advertisements, or make business cards. Overall, you need a designer whenever you need something more than plain text on a blank piece of paper.

This job can take a little more equipment than what you’d need as a copywriter. At the very least, a designer needs a professional laptop and mouse. At max, one needs drawing tablets, an extra monitor, etc.

But with the right packing system, you can still travel and complete work for clients even with the extra equipment.

Programming

Programming is one of the most popular professions among digital nomads. It’s also among the most high-paid professions on the global job market at the moment. Of course, pay will depend on your skills and experience levels.

Many programmers choose to travel the world while working on projects. It’s a high-demand
job with a lot of pressure. Travel experiences can help people unwind and deal with work stressors. You will need to study for a while to gain the necessary expertise in this profession, though.

Academic writing

People with the right experience, skills, knowledge and degrees can lend their expertise to academic writing for various writing services. First, you’ll want to find a legit writing service, as many of them out there are scammy. You can find reviews of various writing services at Writingpapersucks.com and similar sites to learn more about which companies are worth working with.

Writing papers can come with highly flexible hours, nice pay, and interesting projects. If you miss using your academic mind but don’t necessarily want to engage with the bureaucracy of academia, it’s highly like you’ll enjoy a job like this that allows you to travel.

Of course, this work often comes with no guarantee of hours or salary. Urgent assignments might pop up, and you’ll have to adhere to strict instructions for each project. However, it’s still possible to match it with travel experiences. But it’s still a way to bring in extra money while you travel.

The Ultimate Guide to Become A Successful Webinar Coach

This post is brought to you and contributed by an outside writer.

Woman sitting in a communal office space, leading a webinar on her laptop.

During the coronavirus pandemic, some industries were hit hard. Lockdown forced us to stay at home, give up going to restaurants, cinemas, travel abroad, and many other things we once took for granted. People have found various ways to make money online, organize a remote office, and do business in a new format.

Some have preferred to get a new profession and learn something new, while others have decided to become webinar coaches — teaching and sharing their knowledge and experience with the world.

A webinar is a modern format for holding conferences, presentations, meetings, lectures, master classes, and other online events.

It’s an interactive seminar organized using web technologies and communication means, which allow the host to conduct the event at the highest level in close interaction with the audience on the selected video hosting platform.

At the appointed time, the host of the webinar and participants follow the link to a specially organized web room. With the help of webinar software such as Demio, participants can listen to the lecturer, ask questions and receive advice without leaving the workplace or being on a business trip or at home. The presenter, in turn, no longer needs to rent premises, organize coffee breaks, and spend time on the road. You can host an online webinar in a few clicks! In simple terms, it’s the choice of those who understand the value of time.

This article will show you how to become a webinar coach, sell webinars, make money online, and create your personal brand.

Your Webinar Platform

There are numerous webinar software and services for online conferences. There are free webinar software options and those for which developers charge a fee. It all depends on your specific goals and audience size. When choosing webinar software, we recommend considering the following points:

  • Price — how much will it cost to have a webinar platform for a month?
  • A number of speakers — how many hosts can simultaneously work?
  • A number of participants — how many people can participate in the webinar?
  • Content sharing — whether it’s possible to demonstrate a presentation, screen, or video.
  • Tests and polls — a feature to create a poll or run a test.
  • Webinar recording — considering format and the possibility to download the recording. You may need to use a third-party free screen recorder with no watermark.
  • Statistics —  how many people came to the webinar, what they wrote to the chat and how long they listened to the speaker.
  • Mailings — to remind participants about the webinar by email.
  • Technical support — how quickly the company answers technical questions.
  • Branding — is it possible to customize the design of the webinar room: add a logo, change colors and font?

Your Webinar Format

To become a successful webinar coach, you need to decide on a webinar format.

The classic webinar format assumes that you host the entire webinar, using a presentation to demonstrate information. The rest of the participants have access only to the text chat, where they communicate with each other and ask questions to the speaker.

The next format implies the ability to accept the role of moderator for any of the participants. That is, it becomes possible to ask a question by voice, show something on a virtual board, or share an experience.

The third type is online conferences. All participants in such events are initially on an equal footing and have the same opportunities and rights, being the moderators of the meeting. This equal footing might be designated to specific ‘rooms,’ with the virtual main hall being dedicated to a traditional presentation format.

Your Webinar Topic

Among all the ways of making money, webinars are especially popular. People are ready to pay money to find answers to their questions.

A trendy webinar topic is one of the secrets of its success. For example, you could choose the following:

  • Starting Your Own Business — practical tips from your own experience;
  • Personal finance — how to make money and how to manage it effectively;
  • Self-development — new knowledge and increasing efficiency;
  • Solving other personal issues — how to improve your health, how to become a successful female business owner, how to strengthen a marriage, and so on.

Your Webinar Presentation

Anything you tell to your audience should stand out and keep their attention. Most of the presentations on the Internet are so dull that listeners immediately want to leave the webinar room so as not to waste their time.

A webinar presentation is a way for sharing ideas, not words. Therefore, place one thesis on the slide, even if you have several dozen slides. It will give dynamics and keep the attention of the participants.

It’s also worth paying attention to the design of your content. Use a single style, no more than 2-3 fonts, write correctly and concisely. It’s best to use presentation templates.

Your Target Audience Attraction and Web Promotion

To be successful in hosting webinars and make money online, you need to attract as many participants as possible — your target audience.

Let’s say you have prepared an awesome webinar with unique content and well-designed presentations. But the coolest webinar won’t surprise the audience if these very listeners are not at the event.

Therefore, the stage of web promotion is as important as the stage of its creation and preparation. You should convince your audience that the upcoming event is what they really need and want. While web events are usually free and easy to join, building an audience and web promotion can be a long process.

Platforms such as Twitter, Instagram, or Facebook provide an easy and budget way to advertise the upcoming event and sell your webinar. Also, don’t forget to post an announcement on your website. It can be a banner ad or a simple link to a landing page, a brief description of the event, or a short promotional video created with a video editor by Adobe.

Let’s Summarize

Webinars are a popular tool for promoting an expert and making money online. It’s a chance for people to get to know you better, ask questions, and see you at work. Many of the participants can become your clients, partners, and students.

To sell a webinar and become a successful webinar coach, you need to create a catchy title, decide on the topic and format, prepare a thesis, brief description, and presentation. Choose a date and time. Decide on the webinar software. Don’t forget to attract your target audience for the webinar and indicate the duration.

After that, you can proceed to the most interesting part – inviting people to a webinar and web promotion. While the campaign is in progress, you will have time to prepare for this online event.

We wish you all the best in becoming a successful webinar coach and making money online!