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Drug addiction does more than damage your health and personal relationships. In most cases, your finances will also take a big hit. According to research, more than 27 million Americans between twelve and thirty abuse drugs. This is the most productive age for any economy, making a problem to stay aware not only individually, but also on a societal level.
If you are rebuilding your finances after rehab but feel lost on where to start, these tips will point you in the right direction.
1. Harness your skills
The crucial step to make is to get some money coming in. The cost of drugs and other substances is high, so it’s likely the hole you are in is pretty deep.
To get back to the workforce, you need to harness your skills. Did you have a job before addiction took over? Where did you work? What are you good at? These, among other questions, will help you figure out a starting point. OxyContin Attorneys advise that you stay clear of stressful jobs because they are likely to lead to relapse. Instead, find something you enjoy in a structured environment, and one with the opportunity to grow.
2. Create a budget
Before you create a budget, take an in-depth look at your situation. Accept where you are, and then make plans on how you are going to repay your debts and get yourself out of the red. You may end up trying the zero-sum budget, the 50/30/20 budget or the envelope method. Regardless, budgeting is not easy, especially if you’re trying to get out of a particularly difficult cycle.
You may have to sacrifice more when you start, but with consistency and dedication, you will enjoy the process and see progress.
3. Commit to the process
It’s one thing to have a desire to make things work, and a completely different thing to actualize your plans. In some cases, you will find yourself starting, but abandoning ship somewhere along the way. Do not give up. Instead, renew your commitment and do everything in your power to make it happen.
Getting discouraged is easy, but it’s even easier to allow life to get in the way when there is so much to do and such little money. Every financial journey is different, but most are tricky when starting. You’re going to have to make some hard decisions, and you may even make some bad decisions along the way. This is normal.
Eventually things become easier, and you find yourself moving through the world with less and less financial anxiety.
Rebuilding your finances takes time. Do not pressure yourself into making it happen overnight. The mess was not created in a day, so don’t expect it to disappear magically. Instead, stick to the plan, be honest with yourself, and keep moving no matter what. It helps to sign up for financial classes where you can learn tons of things about how to manage your money, make and stick to a budget, and even how to invest and grow your wealth.