Ah, savings. Such a ubiquitous word with so many meanings–and all of them important.
Whether you’re spending less money at the store or stocking cash away for retirement, you’re actively saving. Femme Frugality covers savings in all forms. In fact, when I was living in poverty, this blog was started with the primary goal of both building savings and saving money on every last purchase possible.
Saving More by Spending Less
Saving vs Spending is a huge battle that each one of us fights. We may fight it on the daily if we’re shopoholics, or we may fight it only during periods of emotions distress.
Frugality as a Lifestyle Choice
The frugal look to save money anywhere they can. On every last purchase, they look for coupons or promo codes. They comparison shop and sometimes go without.
When we practice frugality and have money, we’re making financial decisions from a place of empowerment.
When we practice frugality and don’t have money, we’re making financial decisions from a place of necessity.
We may be making the same decisions, but the underlying cause of our decision affects our psyche differently.
Regardless of why you’ve chosen frugality, you’ll find more than your fair share of inspirational new ideas here.
Frugality as a Shopoholic
I’ve never really been a shopoholic. The few times I’ve gone on a spending binge, I get crazy strong buyer’s remorse and return all the things very shortly after I purchase them.
We all have our own struggles, though, and I am certainly not judging you for yours. Frugality tips can help shopoholics just as much as they can help those who have chosen a frugal lifestyle.
Ways to Save Money for Your Future
Another major aspect of savings is squirreling away money. Maybe that money is for your emergency fund. Maybe it’s for your kids’ education. Maybe it’s for your own retirement.
Whatever you’re saving money for, it’s a good habit to get into, and one we write about frequently here on Femme Frugality.
Military families make some of the biggest sacrifices. Luckily, there are businesses and attractions that reward their service with freebies.
Think you can't afford to stay in NYC? Think again! Here's an example of a Times Square trip for less than $100/day with killer tips and tricks for savings.
Drowning in student loan debt? If your monthly payments have become oppressive, it may be time to refinance. Click here to find out the best ways to do it.
Did you know that May is Motorcycle Safety Awareness Month? Neither did I until a couple of weeks ago. Essentially, auto drivers need to be aware there are motorcyclists on the road. They’re more difficult to see, and far more vulnerable to injury in case of an accident. Motorcyclists, for their part, are reminded to Continue Reading »
On a budget and don't know what to get dad? Check out this gift guide where everything is under $20. You're sure to find something he'll love.
Want more ways to save money? Saving and Femme Frugality go way back. Click the ‘Older Posts’ button above to see more.